Commercial and private banks play a vital role in supporting business owners through growth and transition, yet ownership changes are often difficult to assess early and systematically. IQExit™ provides early insight into owner intent and exit readiness, helping banks anticipate transition-related considerations, strengthen credit decisions, and support clients more proactively through change.

Commercial and private banking teams often serve closely held and family-owned businesses where financial performance, ownership decisions, and long-term continuity are closely connected. IQExit™ provides a structured, data-driven way to better understand ownership and transition dynamics, helping bankers engage clients more thoughtfully and align credit and planning strategies with how the business actually operates.

IQExit™ helps commercial and private banking teams gain early visibility into exit-related considerations and how future ownership transitions may influence credit exposure, liquidity needs, and long-term relationship strategy. By providing a clear, structured view of owner intent and transition readiness, IQExit™ supports more informed conversations, stronger risk assessment, and proactive alignment of banking solutions well before a transition is underway.

As ownership transitions become more common, closely held businesses often experience their greatest continuity and relationship risk during periods of change. IQExit’s Exit Readiness Report™ gives commercial and private banking teams a practical way to understand transition readiness, supporting stronger credit conversations, smoother generational transitions, and more stable long-term client relationships.